Money, as simple as sending a WhatsApp message.
Meet IRYX, your AI financial assistant that helps you transfer money, pay bills, buy airtime, manage your finances, and answer banking questions directly inside WhatsApp.
Be first in line when IRYX launches.
We're putting the finishing touches on IRYX. Join the waitlist and we'll let you know the moment it's ready.
No spam. We'll only message you about the launch.
Send money to any Nigerian bank or wallet
Bank names shown are destinations you can send to. IRYX is not affiliated with them.
Everything you'd open your bank app for.
No menus, no apps, no queues. Every core money task, handled by a conversation.
Send Money
Transfer to any bank or wallet by name or account. Confirmed and delivered in seconds.
Pay Bills
Electricity, cable TV, internet and more. Just say what you want paid.
Buy Airtime & Data
Top up any network for yourself or anyone else, instantly.
AI Spending Insights
Ask “how much did I spend on food?” and get a clear, honest answer.
Voice Commands
Coming soonPrefer talking? Send a voice note and IRYX understands and acts.
Secure Transfers
Every transaction is PIN-confirmed, encrypted, and never leaves you exposed.
Three steps. That's the whole thing.
Open WhatsApp
The app you already use every day. Nothing new to install or learn.
Message IRYX
Type or speak naturally: “send 5k to mum”, “pay my light bill”, “what’s my balance?”
Done instantly
Confirm with your PIN and it happens in seconds. You get a clean receipt right in the chat.
Built to feel effortless.
Every detail is designed to remove friction, so managing money feels less like banking and more like texting a friend who happens to be brilliant with money.
Your money, seriously protected.
IRYX is engineered so that the AI understands what you want, but only deterministic rules and your PIN can ever move a single naira.
Real conversations. Real money moving.
Just say what you want. IRYX understands, confirms, and gets it done.
We're not live yet, and that's the point.
IRYX is being built in Nigeria, for how Nigerians actually talk about money. The waitlist is how you get in before everyone else.
First through the door
Waitlist members get access ahead of the public launch, in the order they signed up.
Shape what gets built
Early users tell us what to fix and what to build next, and it genuinely changes the roadmap.
Free to join
Your email, nothing else. No card, no commitment, and you can leave the list at any time.
Questions, answered.
No. IRYX is an AI assistant that sits on top of licensed payment infrastructure to move your money securely. You keep the trust of regulated providers, with a far simpler experience.
The future of money starts with a conversation.
No forms. No downloads. Just open WhatsApp and say hello.